Wednesday, December 31, 2008

What's For Sale In Emerald Island?

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GORGEOUSLY FURNISHED POOL HOME IN RESORT STYLE COMMUNITY!

Beautiful 4 bedroom, 3 bathroom home boasting cathedral ceilings, lit plant shelves, upgraded blinds, two master bedrooms and an appealing floor plan! Home was built in 2005 and features a formal living, formal dining and a spacious family room that boasts sliders leading out onto the pool deck. Large windows keep the home feeling light and airy. Kitchen features expansive counter space, a breakfast bar, appliances and a breakfast nook area. Primary master boasts beautiful pool and spa views and the master bathroom features a corner tub, separate shower and walk-in closet. Home also features a spacious deck area and a sparkling pool and spa! The home is located in the guard gated, resort style community of Emerald Island. The resort features a community pool and spa, 2 children's playgrounds, 2 tennis courts, a volleyball court, a nature trail and a club house boasting a fitness center, computer room with internet, video arcade and meeting room. The community is centrally located minutes from popular US192, shopping, dining and attractions. A shuttle service to the area's attractions is available to guests for a nominal fee. Make this your home and make everyday a vacation! Priced at only $275,000!



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Tuesday, December 30, 2008

Looking For A Vacation Home? Here’s A New Listing Zoned For Short Term Renting!

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BEAUTIFULLY FURNISHED POOL HOME WITH WATER VIEWS! Home features lofty ceilings, inside utility room, drapes and decorative plants shelves. Spacious kitchen boasts a breakfast bar and breakfast nook area. Formal living room, formal dining room and family room. Master bedroom features beautiful pond and pool views while the master bathroom boasts a corner tub, separate shower, dual sinks and a walk-in closet. Sparkling pool, spacious pool deck and covered lanai area. No rear neighbors just tranquil water views! The subdivision features an abundance of community features including basketball courts, tennis courts, a playground, a roller hockey rink and a skate park. This home is walking distance to Cypress Elementary School and minutes from Florida's Turnpike, bus lines, shopping, dining and attractions. This home is also zoned for short term renting!


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What’s For Sale In Emerald Island?

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What’s For Sale In Emerald Island?

In the vacation home community of Emerald Island there are currently 40 homes for sale. They range in price from:

$224,675

To

$639,900.

For as low as $224,675 a buyer can purchase a 4 bedroom home with a pool built in 2003 with 1,950 heated square feet!

5 bedroom, 3 bathroom homes start as low as $295,900.
6 bedroom, 4 bathroom homes start as low as $273,000.
There is a bargain 7 bedroom, 4 bathroom home for only $228,000! Wow! What a bargain!

Many of the homes for sale in Emerald Island come fully furnished. Some of the bank owned, foreclosure properties, however, do not come furnished, but they are offered at some fantastic prices. Currently there are 8 banked owned foreclosure properties in Emerald Island. The banked owned, foreclosure properties range in price from:

$224,675

To

$325,900.

In this currently economic climate pre-foreclosure properties are also quite prevalent. Within Emerald Island there are currently 6 pre-foreclosure homes. The pre-foreclosure homes range in price from:

$275,000

To

$539,900.

Contact us today should you wish more information regarding these homes. Click here to search for your own bargain priced home in Emerald Island!

Emerald Island Resort Community.

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Emerald Island Resort Community.

Another wonderful place to purchase a short term rental vacation villa is in the guard gated, resort style community of Emerald Island. The resort features a community pool and spa, 2 children's playgrounds, 2 tennis courts, a volleyball court, a nature trail and a club house boasting a fitness center, computer room with internet, video arcade and meeting room. The community is centrally located minutes from popular US192, shopping, dining and attractions. A shuttle service to the area's attractions is available to guests for a nominal fee. Make this your home and make everyday a holiday!


Contact us for more information.

Monday, December 29, 2008

Five Reasons to Get Pre-Approved

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Five Reasons to Get Pre-Approved


1. Knowing how much home you can comfortably afford saves you time and energy during the home search. You won’t waste time looking at homes that do not fit your budget.


2. Sellers are more likely to accept an offer that is accompanied with a pre-approval letter than an offer without one.


3. The pre-approval process will alert you to any potential credit or income issues that you may need to address before you purchase.


4. The loan approval process is faster and requires less documentation from you if you are pre-approved before you shop.


5. You will have peace of mind knowing that your loan application is pre-approved. Now you can focus on shopping for your new home!


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Home Ownership is an Investment in Your Future:

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Home Ownership is an Investment in Your Future:

A Federal Reserve study has shown that the average homeowner’s net worth is 46 time the net worth of a renter. The average homeowner’s net worth is $184,400 compared to $4000 for renters.


Related Links:

10 Great Reasons Not To Wait To Buy Your Dream Home….


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Tuesday, December 23, 2008

No Time Like the Present:

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No Time Like the Present:

The most important fact for a buyer is to “get in the game”. Housing is a medium to long-term investment. Over the past 30 years, the median price of existing homes has increased more than 6% every year. Thanks to the power of leverage, a homeowner’s return on investment is even more impressive over time.


Related Links:

10 Great Reasons Not To Wait To Buy Your Dream Home….


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Increased FHA Loan Limits:

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Increased FHA Loan Limits:

The Federal Housing Administration (FHA) insures loans, so your lender can offer you a better deal including: low down payments, low closing costs, and easy credit qualifying. Ask your lenders about current FHA loan limits in your area.

Related Links:

10 Great Reasons Not To Wait To Buy Your Dream Home….

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$7,500 Federal Tax Credit:

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$7,500 Federal Tax Credit:

First-time home buyers who have been sitting on the fence now have a significant financial incentive to explore the opportunities available in today’s housing market. Newly enacted legislation provides a tax credit of as much as $7,500 to first-time home buyers.


Related Links:

10 Great Reasons Not To Wait To Buy Your Dream Home….


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Friday, December 19, 2008

Increased Tax Exemption:

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Increased Tax Exemption:

Amendment doubled the standard homestead real estate tax exemption for most homeowners. The exemption increased from $25,000 to $50,000; lowering the taxable value of your primary residence.


Related Links:

10 Great Reasons Not To Wait To Buy Your Dream Home….


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Homestead Portability:

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Homestead Portability:

Florida homowners that have accumulated Save Our Homes (SOH) benefits are now allowed to transfer this savings to a new residence thanks to Amendment One. This tax savings works whether you are “upsizing” or “downsizing” your home.


Related Links:

10 Great Reasons Not To Wait To Buy Your Dream Home….


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Thursday, December 18, 2008

Strong Ability to Negotiate:

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Strong Ability to Negotiate:

A few years ago when you made an offer, the only questions was how high above the list price you should reach in hopes of being the best offer on the table. Today the sell price versus list price ratio is about 93%. Sellers won’t be insulted if you “make them an offer they can’t refuse.”


Related Links:

10 Great Reasons Not To Wait To Buy Your Dream Home….


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Home Prices Have Drastically Reduced:

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Home Prices Have Drastically Reduced:

The affordability index for 2008 averages 104%. An index that is over 100 means that median-income earners make more than is necessary to qualify for a median-priced home.


Related Links:

10 Great Reasons Not To Wait To Buy Your Dream Home….

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Wednesday, December 17, 2008

Low Interest Rates:

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Low Interest Rates:

Mortgages are at historically low rates for buyers who qualify. Rates are hovering right around 6%, the same as they were 45 years ago. According to data provided by Freddie Mac, rates so far in 2008 are averaging 5.99% versus a 2007 average of 6.34%.


Related Links:

10 Great Reasons Not To Wait To Buy Your Dream Homes….

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An Abundant Selection of Homes:

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An Abundant Selection of Homes:

The number of homes for sale is at a 15-year high. Regardless of price range, there are many homes from which to choose. The great selection of single family homes, condos and townhomes means a greater chance of finding the one that fits your lifestyle.

Related Links:

10 Great Reasons Not To Wait To Buy Your Dream Homes….

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10 Great Reasons Not To Wait To Buy Your Dream Home….

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10 Great Reasons Not To Wait To Buy Your Dream Home….

- There is currently an abundant selection of homes.
- Interest rates are low.
- Home prices have drastically reduced.
- A strong ability to negotiate the price.
- Homestead portability.
- Increased Tax Exemption.
- $7,500 federal tax credit.
- Increased FHA loan limits.
- No time like the present.
- Home ownership is an investment in your future.

Contact me for more information.

Tuesday, December 16, 2008

What is a Credit Score?

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You credit score is a number based on the information in your credit file that shows how likely you are to pay back on time. The higher your score, the less risk you represent. The credit score that lenders use is called a FICO score. You FICO score helps a lender determine whether you qualify for a loan and what interest rate you will pay.

Related Links:

Credit Score…

Consumer Website for Credit Information:

What Are The Three Credit Agencies?

What is in a Credit Report?


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Monday, December 15, 2008

Credit Score…

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When applying for credit, whether you are purchasing a car, home or applying for a credit card, lenders want to know you credit risk level. Credit scores indicate to the lender your credit worthiness or if you will pay back the money that was extended to you.

Your credit score influences the credit available to you and the terms that the credit is offered to you. A better score means better financial options for you.

Related Links:

Consumer Website for Credit Information:

What Are The Three Credit Agencies?

What is in a Credit Report?


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Consumer Website for Credit Information:

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http://www.myfico.com/

http://www.annualcreditreport.com/

Visit the websites listed above to pull your own credit report.


Related Links:

What Is In A Credit Report?

What Are The Three Credit Agencies?


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Friday, December 12, 2008

Kissimmee Bay Bargain!

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Want to own a home in an exclusive Kissimmee neighborhood? Look no further. A home for $239,900 just became available! This home has 4 bedrooms, 3 bathrooms and 2578 heated square feet. This Kissimmee Bay gem also boasts a double sided fire place, double pane windows and a conservation view! The home is set in the sought after community of Kissimmee Bay that boasts an abundance of amenities including boat slip, rentable boat dock, RV parking, boat parking, tennis courts, children’s playground, basketball courts and a golf course. Don’t miss out one this wonderful buy! Contact us today for more information, or to schedule a showing!

http://orlando.craigslist.org/reb/955314306.html
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What Are The Three Credit Agencies?

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The 3 national credit bureau systems in the United States are:

Equifax

Experian

Trans Union


Related Links:

Consumer Website For Credit Information

What Is In A Credit Report?


Contact me for more information.

Thursday, December 11, 2008

Fair Housing Act

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Title VIII of the Civil Rights Act of 1968 (Fair Housing Act), as amended, prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents or legal custodians, pregnant women, and people securing custody of children under the age of 18), and handicap (disability).


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What is in a Credit Report?

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Identifying Information:
Consumer name, social security number, date of birth and employment information. Updates to this information comes from the information supplied by the consumer to the lenders, who report to the credit agencies.

Trade Lines:
Lenders report on each credit account. They report: the type of account (bankcard, mortgage, auto loan, etc.), the date opened, the credit limit and the payment history.

Inquiries:
When a lender requests a copy of a consumer’s credit report, that inquiry will display on the credit report. The inquiries section of the credit will show a list of all the lenders that have accessed the credit within the last two years. There are voluntary inquiries that are initiated by the consumer and involuntary inquiries such as pre-approved credit offers in the mail.

Public Records and Collection Items:
Public records include bankruptcies, foreclosures, lawsuits, wage attachments, liens and judgements.


Related Links:

What Are The Three Credit Agencies?

Consumer Website For Credit Information


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Tuesday, December 9, 2008

What Can I Buy For $79,900 in the heart of Kissimmee?

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UNBELIEVABLE PRICE!

Beautifully updated and modern. Your chance to own this great 3 bedroom home with all of the bells and whistles. New kitchen, flooring and light fixtures, 1/2 garage conversion to office and roof replaced in 2004! Short sale. Almost 1,300 heated square feet! Only $79,900! This home is located just off Michigan Avenue in Kissimmee. The home is minutes from shops, restaurants, US 192, Osceola Parkway and the Turnpike! Call today for more information or to schedule a showing!

http://orlando.craigslist.org/reb/951357445.html


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Tuesday, December 2, 2008

What Does 17 Bedrooms Look Like?

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Interested in purchasing a home that has 17 bedrooms? Stop by this property to see a 12 acre lakefront estate containing a main home of 19,000 heated square feet along with four other homes. This walled, gated property is a dream that has come to life. The five total residences equal 32,196 total heatde square feet. The front has Lake Sheen frontage.
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